MEET

The Team

RICHARD MUNCASTER, AIF®, LUTCF®

PRESIDENT | PRIVATE WEALTH ADVISORY

As Founder and Principal of Muncaster Financial Group, Richard aims to deliver personalized care and financial expertise as our clients pursue and achieve their unique financial goals. After spending 10 years as a financial advisor with a regional and a national firm, Richard established Muncaster Financial Group in 2005 after listening to his clients and recognizing the public’s desire for a truly independent financial services firm.

Richard has extensive experience in the financial services industry working with high net worth individuals, business owners, and upper level management of successful corporations. He is a Registered Representative of Cambridge Investment Research, Inc. (Series 7, 6, 63), an Investment Advisor Representative of Cambridge Investment Research Advisors, Inc. (Series 65), LUTCF® (Life Underwriter Training Council Fellow), holds an LA&H (Life, Accident and Health) license, a P&C (Property and Casualty) license and numerous industry planning designations.

Passionate about the Upstate of South Carolina, Richard gives back to the Greenville community through his work on the board of Meals on Wheels of Greenville, by serving as a director of the Greenville Clemson Alumni Club and by supporting many local charities annually including Meals on Wheels and the Cystic Fibrosis Kick Off For A Cure.

He is also a member of Greenville Country Club and the Greenville Chamber of Commerce, through which he completed Opportunity Greenville. Beyond serving his clients and community, Richard enjoys spending time with his wife, Sheri, his son, Mills, and step-daughter, Sophia, family and friends, in addition to supporting Clemson University athletics, playing golf, snow skiing and traveling.

Licenses and Degrees:

  • Accredited Investment Fiduciary® (AIF®)
  • Registered Representative of Cambridge
  • Investment Research, Inc. (Series 7, 6, 63)
    Investment Advisor Representative of Cambridge Investment Research Advisors, Inc. (Series 65)
  • Named Top 10 Advisor with Organic Growth among Transamerica Financial Advisors
  • Graduate of Clemson University – Bachelor of Science degree in Business Management with a concentration in Financial Management
  • LUTCF® (Life Underwriter Training Council Fellow)
  • LA&H (Life, Accident and Health) License
  • P&C (Property and Casualty) License

THOMAS SIMMONS, CPA

PRIVATE WEALTH ADVISORY

Thomas serves as the Private Wealth Advisor at Muncaster Financial Group and his highest priority is to deliver exceptional advice and value to our clients, diligently seeking to understand their personal circumstances, resources, needs, and goals.

Thomas joined Muncaster Financial Group in 2017 after spending three years at Elliott Davis, the Greenville-based public accounting firm. He offers extensive client services such as portfolio management, tax planning, estate planning and philanthropic planning.

A Greer native, Thomas is passionate about the Upstate and is committed to giving back to this community. He serves as Endowment Trustee for Meals on Wheels of Greenville, Inc. and is an active member of the Greenville Estate Planning Council. Thomas and his wife, Julia, reside in Downtown Greer, where they are members of Memorial United Methodist Church.

Licenses and Degrees:

  • Registered Representative of Cambridge Investment Research, Inc. (Series 7)
  • Investment Advisor Representative of Cambridge Investment Research Advisors, Inc. (Series 66)
  • Certified Public Accountant (SC #9123)
    LA&H (Life, Accident and Health) Insurance License
  • Master of Professional Accountancy, with a Concentration in Taxation – Clemson University
  • Bachelor of Arts degree in Finance – Wofford College
  • Bachelor of Arts degree in Accounting – Wofford College
  • Three-year letterman wide receiver for the Wofford Terriers
  • Member of the Southern Conference Academic All Conference Team

Tricia Smith, AIF®

Retirement Plan Specialist

Tricia serves as our Retirement Plan Specialist, with the goal of creating effective retirement plans to protect clients’ wealth. Her expertise in optimizing plan designs and implementing proactive solutions provides sound guidance.

Tricia also brings more than twenty years of financial services and retirement plan experience to the Muncaster team.

Prior to joining Muncaster Financial Group, Tricia worked with 401(k) plans across an extensive and varied book of business. Born in Asheville, North Carolina and raised in Greenville, South Carolina, she is a Carolina girl through and through. Outside of the office, Tricia enjoys reading, hiking, and spending time with friends and family. As a former competitive swimmer, Division I coach, and current gym enthusiast, she exudes dedication and determination to all of her endeavours, both personal and professional.

Licenses and Degrees:

  • Accredited Investment Fiduciary® (AIF®)
  • Bachelor of Arts degree in Economics – Davidson College

Debbie Brown

Administrative Associate

Debbie fulfills the role of Office Manager and Client Services Representative, working alongside our financial executives as they deliver first-class customer service.

Her role is key in performing administrative duties for clients, while keeping the team on track with her attention to detail.

With a Master’s Degree in Public Administration from the University of South Carolina, Debbie brings over a decade of experience in the financial services industry to the Muncaster team. Her background and education make her an impressive and comprehensive resource, and her communication and adaptive skills allow her to navigate the complex nature of the wealth management and insurance business, always keeping our clients’ welfare at heart.

Debbie was born and raised in Walterboro, South Carolina, and she and her husband, Jim, reside in Downtown Greenville, enjoying all of the amenities offered with the location, including easy access to the Swamp Rabbit Trail. Debbie enjoys being active and going to the beach with her two grandchildren.